Starting the year with a goal: Here are 6 steps to paying off your credit cards in 2021

WATERLOO – Credit card debt is a major albatross that can eat into your hard-earned money. If you carry a balance, the high interest rates you’ll likely pay will dwarf any credit card rewards you may have earned. The danger of only making minimum payments is that you’ll stay in debt for a long time and pay a fortune in interest.

The good news is, you can pay more than the minimum. In fact, you can make a plan that will help you pay off your credit cards in 2021. That way, you’ll end the new year in a much better position.

Not sure where to begin with your planning process? Just follow these six steps if you’re serious about tackling your credit card debt in 2021.

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